JS Bank Credit Card Discount
Last Updated: January 06, 2026
JS Bank offers cardholders access to a wide range of exclusive savings and deals
JS Bank Credit Card Discounts
JS Bank Credit Cards are designed for convenience, security, and rewards. With embedded Chip & PIN technology and Tap & Pay functionality, cardholders can enjoy fast, secure payments while earning perks and discounts.
JS Credit Card Perks
Category | Benefit | Description |
|---|---|---|
Instant Cashback | Cashback on Purchases | Earn immediate cashback on eligible transactions using your JS Credit Card. |
Discounts & Offers | Dining, Apparel, Lifestyle, Travel | Get exclusive discounts on top dining outlets, fashion brands, lifestyle services, gyms, recreational facilities, and travel partners nationwide. |
Balance Transfer Facility | Easy Installments | Transfer outstanding balances from other credit cards to your JS Credit Card and pay back in easy installments with minimal markup rates. |
JS Smart Purchases | EMI Facility | Buy home and lifestyle products using JS Smart and repay in flexible installments through your JS Credit Card. |
Cash on Installment | Advance Cash Facility | Access up to 75% of your credit limit as cash and repay in manageable installments. |
Excess Over Limit (EOL) Facility | Over-Limit Flexibility | Temporarily exceed your credit limit by 5% for emergency or occasional needs. A fixed fee applies only when the threshold is crossed. |
Safety & Security | Theft & Fraud Protection | JS Credit Cards are fully protected against theft, loss, and fraudulent activities. Includes Credit Protector for coverage in case of death or disability. |
Convenience | Auto-Debit Facility | Set up automatic payments to avoid missed due dates and enjoy hassle-free card management. |
Contactless Payments | Tap & Pay | Make fast, secure, and convenient payments with contactless technology wherever accepted. |
JS Bank Credit Cards combine rewards, discounts, and convenience to make everyday spending more rewarding, while offering protection and flexible financial solutions for cardholders.
Tip By Caleb Northwood
"Compare account options for best rates"
CREDIT CARD DISCOUNT
Other Ways To Save Money At JS Bank
Savings Accounts
JS Bank offers a range of savings accounts, including the JS Foreign Currency Plus Savings Account, designed to help customers grow their money with competitive interest and easy access.
Discounts and Promotions
JS Bank customers can enjoy a variety of exclusive discounts and promotions across shopping, travel, dining, and lifestyle categories to help them save more on everyday expenses.
Exclusive Food Discounts
JS Bank cardholders can enjoy special food discounts at select restaurants and dining partners, making meals more affordable and rewarding.
Mobile App
Manage your accounts, pay bills, transfer funds, and access exclusive offers on the go with the JS Bank Mobile App for effortless banking anytime.
