Last Updated: January 06, 2026
BOP credit card holders can receive Up to 50% Off and other offers
BOP Credit Cards give cardholders exclusive perks and rewards for everyday spending. From dining discounts to reward points and airport lounge access, these cards are designed to make every transaction more rewarding. Reward points can be redeemed by calling the BOP helpline at 111-267-200 from your registered number.
Card / Category | Benefit | Description |
|---|---|---|
Gold Credit Card | Annual Fee | Rs. 6,250 (Supplementary Rs. 3,125). Fee can be reversed with Rs. 40,000 spend in 60 days. |
Platinum Credit Card | Annual Fee | Rs. 12,500 (Supplementary Rs. 6,250). Fee reversal on Rs. 100,000 spend in 60 days. |
World Credit Card | Annual Fee | Rs. 25,000 (Supplementary Rs. 12,500). Fee reversal on Rs. 1,500,000 spend in 12 months. |
Lahore Qalandar Business Credit Card | Annual Fee | Rs. 5,000 (Supplementary Rs. 2,500). Fee reversal on Rs. 70,000 spend in 60 days. |
Executive Business Credit Card | Annual Fee | Rs. 12,500 (Supplementary Rs. 6,250). Fee reversal on Rs. 100,000 spend in 60 days. |
Green Credit Card | Annual Fee | No Fee. N/A |
Gold / Platinum / World | Reward Points | Earn 0.25% (Gold), 0.5% (Platinum), 1% (World) of retail spend. 1 point = PKR 1, valid for 3 years. Redeemable globally at any Mastercard POS/e-commerce or via helpline. |
Gold / Platinum / World / Executive / Lahore Qalandar | Dining Discounts | Up to 30% (Gold), 40% (Platinum), 50% (World), 30% (Lahore Qalandar), 40% (Executive). Check BOP app or internet banking for latest offers. |
Platinum / World / Executive | Airport Lounge Access | Access to local and international airport lounges. |
All Cards | Payment Flexibility | Pay minimum PKR 500 or full balance monthly. |
All Cards | Cash Advance | Withdraw up to 60% of credit limit from ATMs. |
All Cards | APR | Retail & Cash Advance: 42%, Balance Transfer: 25%. |
All Cards | Payment Options | Auto debit, over the counter, or 1-Bill from other bank accounts. |
All Cards | Online Security | Secured with 3D Secure for online transactions. |
Important Note: Updated charges are effective from 1 January 2026. All offers, rewards, and discounts are subject to eligibility criteria, terms, and conditions, and may change without prior notice.
"Check fuel prices before filling up"
Bank of Punjab customers can access exclusive discounts and special offers across travel, shopping, and lifestyle brands to save more on everyday purchases.
Download the Bank of Punjab Mobile App for easy, secure banking on the go and manage your accounts with convenience.