Last Updated: January 06, 2026
Bank Alfalah credit cards offer up to 50% off and exclusive perks.
Bank Alfalah credit cards bring more than just convenient payments, they make every transaction rewarding. Whether it’s traveling, shopping, dining, or enjoying lifestyle perks, these cards offer exclusive discounts, cashback, and privileges that enhance your day-to-day experiences.
Category | Benefit | Description |
|---|---|---|
Travel Benefits | Airport Lounge Access | Bank Alfalah Mastercard cardholders can enjoy complimentary access to CIP Lounges in Lahore, Multan, Sialkot, and Islamabad, as well as the Majestic Lounge at Karachi’s Jinnah International Airport. |
Travel Benefits 2 | Flight Delay Lounge Benefit | If your registered flight is delayed by 60 minutes or more, you can access 1,300+ airport lounges across 135+ countries through the Mastercard Travel Pass app. Advance registration is required. |
Hotel & Travel Discounts | Hotels.com Discount | Get up to 10% off on selected hotel bookings when paying with a Bank Alfalah Mastercard Credit Card. The discount applies to one room per booking. |
Hotel & Travel Discounts 2 | Booking.com Cashback | Enjoy up to 10% cashback on hotel stays booked and paid for using an eligible Bank Alfalah Mastercard. Cashback is credited after checkout, subject to terms. |
Food & Lifestyle Savings | Foodpanda Monthly Discount | Receive PKR 200 off on two foodpanda orders each month when you pay with your Bank Alfalah Mastercard, subject to minimum spend requirements. |
Food & Lifestyle Savings 2 | First-Time foodpanda Users | New foodpanda users can enjoy PKR 350 off their first foodpanda order when paying with an eligible Mastercard. |
All offers are managed by Mastercard and are subject to eligibility criteria, spending limits, and applicable terms. Discounts may be changed or discontinued without prior notice.
Category | Benefit | Description |
|---|---|---|
Exclusive Savings | Dining & Shopping Offers | Enjoy up to 30% off at selected dining, shopping, and lifestyle partners when paying with your Visa Platinum Credit Card. |
Travel Benefits | Airport Lounge Access | Travel in comfort with complimentary access to selected airport lounges worldwide using your Visa Platinum Credit Card. |
Travel Benefits 2 | Jetsetter Travel Reward Program | Turn everyday spending into extraordinary travel experiences, including flights, hotels, and exclusive rewards. |
Visa Privileges | Global Emergency Assistance | Access Visa’s worldwide emergency support services anytime, anywhere for peace of mind while traveling. |
Card Management | Supplementary Cards | Share benefits with family or friends by getting up to 6 supplementary cards for anyone aged 13 and above. |
Card Management 2 | Cash Advance Facility | Withdraw instant cash from ATMs using your Visa Platinum Credit Card whenever needed. |
Card Management 3 | Revolving Credit Option | Pay as little as 5% of your outstanding balance each month, offering flexibility in managing payments. |
Installments & Lifestyle | SBS Installment Plans | Convert eligible purchases into manageable installment payments on home, electronics, and lifestyle items. |
Installments & Lifestyle 2 | Complimentary Gym & Club Access | Enjoy complimentary memberships at select gyms and clubs with your Visa Platinum Credit Card. |
Category | Benefit | Description |
|---|---|---|
Exclusive Savings | Dining & Shopping Discounts | Enjoy exclusive discounts on dining, shopping, and lifestyle purchases with your Ultra Cashback Credit Card. |
Cashback Rewards | Ultra Cashback Offers | Earn up to 7% cashback on select everyday and travel spends, maximizing your card’s rewards potential. |
Travel Benefits | Global Reach & Acceptability | Use your card at over 30 million establishments and ATMs worldwide for seamless payments. |
Travel Benefits 2 | Cash Advance Facility | Withdraw instant cash from ATMs using your Bank Alfalah Ultra Cashback Credit Card when needed. |
Card Management | Supplementary Cards | Share benefits with family and friends by getting up to 6 supplementary cards for anyone aged 13 or above. |
Card Management 2 | Revolving Credit Option | Pay as little as 5% of your outstanding balance each month, providing flexibility in managing your finances. |
Card Management 3 | Credit on Phone Facility | Get a loan of up to 80% of your available credit limit by calling the Alfalah Contact Centre. |
Installments & Lifestyle | SBS Installment Plans | Convert large purchases into manageable installments on eligible home, electronics, and lifestyle items. |
Security | 3D Secure Online Protection | Enhanced security for online transactions ensures your payments are safe and protected. |
Payments | Contactless Tap & Pay | Make quick, safe, and seamless payments with contactless tap functionality. |
Category | Benefit | Description |
|---|---|---|
Card Management | No Annual Fee | Enjoy zero issuance and annual fees as part of Premier privileges. |
Rewards & Travel | Jetsetter Rewards | Earn Orbits with every spend and redeem them at 3X value for flights, class upgrades, and hotel stays. |
Travel Benefits | Exclusive Travel Desk | Book flights, reserve hotels, and get visa assistance through a dedicated travel desk. |
Exclusive Savings | Shopping & Dining Discounts | Get up to 40% off at selected shopping, lifestyle, and dining partners. |
Concierge Services | 24/7 Concierge Assistance | Receive dedicated assistance for travel, dining, and entertainment needs anytime. |
Travel Benefits 2 | Global Acceptance | Use your card at over 30 million merchants and 1.5 million ATMs worldwide. |
Customer Support | Dedicated Helpline | Access 24/7 Premier phone banking for all credit card services and queries. |
Installments & Lifestyle | SBS Installment Plans | Convert purchases above PKR 3,000 into EMIs with flexible tenures up to 36 months. |
Travel Benefits 3 | Cash Advance Facility | Withdraw up to 50% of your credit limit from Bank Alfalah branches or ATMs worldwide. |
Card Management 2 | Balance Transfer Facility | Consolidate outstanding dues from other banks at affordable transfer rates. |
Security | Fraud Protection | Zero liability for unauthorized transactions once loss is reported. |
Card Management 3 | Supplementary Cards | Share benefits with up to 6 supplementary cards, available from age 13+. |
Payments & Security | Tap & Pay Security | Make fast, contactless payments with advanced Chip & PIN protection. |
With a Bank Alfalah credit card, every purchase becomes an opportunity to save, earn rewards, and enjoy exclusive privileges, whether at home or abroad. Make the most of your spending and experience a world of benefits tailored to your lifestyle.
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Bank Alfalah cardholders can enjoy top discounts on popular brands, travel, and lifestyle favorites, giving access to exclusive savings with just a click.
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