Last Updated: January 06, 2026
Exclusive discounts and offers for Bank Al Habib cardholders.
Bank Al Habib credit cards offer cardholders a range of benefits, from rewarding cashback and reward points to low financial charges and convenient cash advance options. Whether you are shopping locally or abroad, these cards are designed to enhance your everyday spending with practical perks.
Category | Benefit | Description |
|---|---|---|
Rewards | Reward Points | Earn points on every retail spend. Each PKR 50 spent earns points valued at PKR 0.10. |
Financial Benefits | Low Financial Charges | Enjoy competitive charges on card usage. |
Cash Access | Cash Advance Facility | Withdraw up to 60% of your credit limit as cash when needed. |
International Spending | FOREX Premium | 4.5% premium on all foreign retail transactions. |
Account Management | Free SMS Alerts, e-Statement & Internet Banking | Stay updated with all transactions and statements conveniently. |
Category | Benefit | Description |
|---|---|---|
Rewards | Reward Points | Earn points on every retail spend. Each PKR 50 spent earns points valued at PKR 0.10. |
Financial Benefits | Low Financial Charges | Benefit from lower charges on card usage. |
Cash Access | Cash Advance Facility | Withdraw up to 60% of your credit limit as cash. |
International Spending | FOREX Premium | 4.5% premium on all foreign retail transactions. |
Important Note: All benefits are subject to eligibility criteria and applicable terms. Features may vary depending on the card type and are subject to change without prior notice.
"Freeze excess portions to extend shelf life"
Bank Al Habib customers can enjoy a range of special deals and discounts across lifestyle brands, travel, and more to make every purchase more rewarding.
Earn points and enjoy exclusive perks with Bank Al Habib’s rewards program, designed to make every transaction more rewarding.
Download the AL Habib Mobile App for a seamless banking experience, making digital transactions easier, faster, and more convenient.