Last Updated: January 08, 2026
HBL debit card holders can enjoy exclusive discounts
HBL Debit Cards offer valuable discounts and everyday privileges designed to make spending more rewarding. Cardholders can enjoy savings on dining, shopping, travel, and lifestyle brands, along with secure payments and wide acceptance across Pakistan and internationally. Whether for personal or business use, HBL Debit Cards provide convenient access to exclusive merchant discounts while supporting smooth, cashless transactions.
Card / Category | Benefit | Description |
|---|---|---|
HBL Islamic World Debit Card | Lifestyle Discounts | Enjoy exclusive discounts on dining, shopping, travel, and lifestyle brands at participating merchants. |
HBL World Islamic Business Debit Card | Business Spending Benefits | Access merchant discounts and secure payment options designed for business-related transactions. |
HBL Islamic Gold Debit Card | Merchant Discounts | Avail attractive discounts at selected restaurants, retail stores, and service outlets nationwide. |
UPI Islamic Gold Debit Card | International Acceptance | Use the card globally at UPI-supported merchants with access to shopping and lifestyle discounts. |
HBL Islamic Classic Debit Card (Mastercard / Visa / UnionPay) | Everyday Discounts | Get savings on daily shopping, dining, and online payments at partner brands. |
HBL Islamic Business Debit Card | Business Convenience | Benefit from merchant discounts and seamless payments tailored for business customers. |
HBL Islamic PayPak Debit Card | Local Discounts | Enjoy discounts at domestic partner outlets and easy payments within Pakistan. |
All HBL Islamic Debit Cards | Shariah-Compliant Banking | Fully compliant with Islamic banking principles for ethical and interest-free transactions. |
All HBL Islamic Debit Cards | Secure Payments | Safe ATM withdrawals, POS transactions, and online payments with enhanced security features. |
All HBL Islamic Debit Cards | Nationwide Acceptance | Accepted at ATMs and POS terminals across Pakistan and internationally (as per card type). |
All HBL Islamic Debit Cards | Contactless Payments | Fast and convenient tap-and-go payments at enabled terminals. |
All HBL Islamic Debit Cards | Lifestyle Offers | Access ongoing promotional discounts at selected merchants throughout the year. |
"Use salary splitting to save automatically"
HBL customers can unlock a variety of exclusive deals and discounts on travel, shopping, dining, and more to help them save on everyday spending.
HBL Visa cardholders can enjoy exclusive deals, discounts, and rewards worldwide simply by using their card at participating merchants.
With HBL Travel Rewards, let your reward points take you places and save up to PKR 250,000 through HBL’s Rewards Program.
Access exclusive deals, discounts, and account perks right from the HBL Mobile App for seamless and rewarding banking on the go.